It’s getting close to that time again. The Medicare annual enrollment period is almost here, and even though it’s not quite time yet, you should definitely be giving some thought to your needs. There are exciting new options and lots of changes coming for next year, and with so many options available it can seem a little overwhelming at times. But we are here to help, and our hometown Medicare specialists can help you make the right choice to be sure you have the coverage you need at the best price.
Here’s what you need to do now to be ready:
During the month of September, you should be on the lookout for any letters or notices regarding changes to your existing coverage, as many insurers will make changes to premiums and benefits during this time. New healthcare plans and providers may also join or leave your network year over year. Additionally, Congress or other government agencies may periodically make changes to Medicare that might affect your benefits, so it’s important to stay abreast of those.
These notices are time sensitive, because if you need to make changes to certain coverage, that must be done during the Medicare Annual Enrollment Period (AEP) beginning on October 15 and ending on December 7. If you miss this window of opportunity, you will probably have to wait until next year to make changes to your coverage.
It’s also possible that your health needs may have changed during the past year, due to either a new medical condition that requires additional coverage, or possibly you might need to modify your coverage to reflect an improvement in your health. If that’s the case, the coverage that worked for you last year might not be the best choice this year, even if your premiums and benefits don’t change.
The best way to stay on top of these changes and be sure you aren’t inadvertently left with new coverage gaps is to talk to a Medicare professional every year. That’s where we come in. There’s absolutely no cost to call or come in for a free annual review of your health coverage. Our friendly hometown Medicare specialists will be glad to make sure you understand all your options and have the coverage you need and the lowest possible cost. But remember – we will be swamped beginning in October, so don’t wait. Call for your completely FREE coverage review today. 662-269-2519 or email us.